Resources

    Mortgage & Finance Guides for New Zealanders

    Practical, plain-English guides written by an Auckland financial adviser.

    First Home

    Complete First Home Buyer Guide for New Zealand 2026

    Everything a first home buyer in NZ needs to know — deposit, KiwiSaver, First Home Loan, choosing a lender and structuring your mortgage.

    Read guide
    Lenders

    Non-Bank Lenders in NZ: When They Help and When They Don't

    Banks say no. What now? A plain-English guide to non-bank lenders in New Zealand — Avanti, Basecorp, Peppermoney and more explained.

    Read guide
    Self-Employed

    Getting a Mortgage When Self-Employed in NZ: 2026 Guide

    Self-employed in New Zealand and struggling to get a mortgage? Here's how lenders assess your income and how to give yourself the best chance.

    Read guide