1. No Financial or Tax Advice The information and calculations provided by this tool (the "Calculator/Generator") are for general informational and educational purposes only. They do not constitute financial, legal, or tax advice. Use of this tool does not create an accountant-client or advisor-client relationship between you and Finance in NZ.

2. Accuracy of Information While we strive to ensure that our formulas align with current Inland Revenue (IRD) rates and requirements (such as the standard 15% GST rate), Finance in NZ makes no warranties, express or implied, regarding the accuracy, completeness, or suitability of the generated documents for your specific business needs.

3. User Responsibility You are solely responsible for: Ensuring your business is GST-registered before issuing a "Tax Invoice." Verifying that all details (GST numbers, math, and entity names) are correct and compliant with the Goods and Services Tax Act 1985. Seeking professional advice from a qualified accountant or tax agent before filing returns or making financial commitments.

4. Limitation of Liability To the maximum extent permitted by New Zealand law, Finance in NZ and its operators shall not be liable for any loss, damage, or legal consequences arising from the use or inability to use this tool, including but not limited to IRD penalties, audit discrepancies, or errors in financial reporting.

5. Privacy This tool processes data locally in your browser. Finance in NZ does not store, collect, or share the sensitive business information entered into this generator.