Investment Analysis

    Investment Property Calculator

    Analyze rental yields, cashflow, and returns for New Builds or Existing properties.

    Property Details

    Enter property and expense information

    Existing
    New Build
    $200k$3M

    Annual Expenses

    $0$10,000
    $0$10,000
    0%15%
    0 weeks8 weeks
    $0$20,000

    Suggested: $12,000 for Existing

    Mortgage Details

    Deposit required: $280,000 (35%)

    Investment Returns

    Gross Yield

    4.23%

    Net Yield

    1.55%

    Annual Rent (Gross)$33,800
    Less Vacancy (2 weeks)-$1,300
    Less Operating Expenses-$20,100
    Net Operating Income$12,400
    Less Interest (I/O)-$33,800

    Weekly Cashflow

    Pre-Tax

    -$412

    per week

    Post-Tax*

    -$276

    per week

    * Post-tax assumes 33% marginal tax rate. Interest is 100% deductible as of April 1, 2025.

    Operating Expense Breakdown

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    Disclaimer

    These results are an indication only. Banks typically use an 8-9% stress test rate for serviceability assessments. They are based on generic information and do not constitute a quote, pre-qualification, or an offer of finance. Actual repayments may vary based on lender-specific formulas, fee structures, and future interest rate changes.