Your Adviser
Ishvinder Pal Singh
FSP1010951
ANZ · ASB · BNZ · Co-operative Bank · 30+ Non-Bank Lenders
- ANZ, ASB, BNZ & Co-operative Bank + Non-Bank Lenders
- Free Advice — No Upfront Fees
- Fast Pre-Approvals
- FMA Licensed
- First Home Specialists
Real People. Real Situations.
No two financial pictures look the same. Here's who we work with most often.
First Home Buyers
Navigating KiwiSaver, First Home Loan schemes and deposit requirements is complex. We walk you through every step and find lenders who say yes.
Learn moreProperty Investors
Whether you own one rental or are building a portfolio, we structure lending to protect your equity and maximise returns.
Learn moreSelf-Employed & Contractors
Banks are tough on variable income. We know which lenders on our panel work best for sole traders, contractors and the self-employed.
Learn moreRefinancers
Already have a mortgage? A review could save you thousands. We compare your current deal against ANZ, ASB, BNZ, Co-operative Bank and our non-bank lender panel for free.
Learn moreBusiness Owners
From commercial property to working capital, we have access to unsecured business finance, secured property loans and everything in between.
Learn moreNew to New Zealand
Migrants and new residents often struggle with bank criteria. We know which lenders support people new to NZ.
Learn moreANZ, ASB, BNZ, Co-operative Bank & a Wide Panel of Non-Bank and Specialist Lenders
We are accredited with ANZ, ASB, BNZ and Co-operative Bank, and a wide range of non-bank and specialist lenders. Where your needs would be better served by a lender we are not accredited with, we will tell you.
Our full lender panel is disclosed in our Public Disclosure document.
Run the Numbers in 30 Seconds
Three quick tools — borrowing power, repayments and GST — right here, no signup required.
Financial Solutions Tailored to You
Whether you're buying your first home, growing a business, or optimizing existing debt, we provide tailored advice across the lending market.
Mortgages
From first homes to investment properties, we navigate NZ's lending landscape to find your perfect fit across ANZ, ASB, BNZ, Co-operative Bank and a wide panel of non-bank lenders.
Business Loans
Fuel your business growth with tailored funding solutions. Working capital, equipment finance, or expansion—we've got you covered.
Debt Consolidation
Stop overpaying on high-interest debt. We structure your repayments to help you become debt-free sooner.
Fixed Rate Rollovers
Your fixed term is ending? Let's review your options across ANZ, ASB, BNZ, Co-operative Bank and our non-bank panel—not just your current bank.
Plan Your Financial Future
Use our interactive calculators to estimate your borrowing capacity and potential repayments.
Borrowing Power
Estimate your safe loan limit based on income and expenses.
Repayment Estimator
Get instant weekly, fortnightly, or monthly cost estimates.
Extra Repayments
See how extra payments reduce your loan term.
Deposit Goal
Plan how long to save for your house deposit.
FDRS Member
Dispute Resolution
FSP Licensed
FSP1010951
Ishvinder Pal Singh
With dual expertise in financial advice and immigration services, I understand the unique challenges newcomers and Kiwis alike face when navigating New Zealand's lending landscape.
Advice that puts you first — I work for you, not the banks. Access to ANZ, ASB, BNZ, Co-operative Bank and a wide non-bank lender panel means I find the best fit for your situation.
Structured for success — From mortgage selection to repayment strategies, I help you pay off your loan sooner.
No cost to you — Generally, my services are free as I'm remunerated by lenders when your loan settles.
Financial Adviser on behalf of NetworkG Partners Limited (FSP1010947)
Not sure where to start?
Book a free 20-minute strategy chat. No commitment. No jargon. Just clear advice about what's possible for your situation.
Or call Ishvinder directly: 021 227 4246
